Building Homes, Changing Lives: Golden Crescent Habitat for Humanity

Building Homes, Changing Lives: Golden Crescent Habitat for Humanity in Victoria, Texas

The Quest for Affordable Housing

In the heart of Victoria, Texas, Golden Crescent Habitat for Humanity stands as a beacon of hope, providing not just houses but the foundation for stronger, more stable communities. Their mission is clear: everyone deserves a decent and affordable place to call home, creating brighter futures for families in need.

Applying for a Home

The Family Selection Committee is currently accepting applications. The selection process focuses on those in genuine need who are willing to partner with Habitat for Humanity to build their future home.

Basic Criteria for Applicants:

  • A Need for Affordable Housing: Including substandard or overcrowded living conditions, or paying over 30% of income on housing.
  • Income Eligibility: Must fall within 35% to 80% of the HUD median income for Victoria County.
  • Sweat Equity: A requirement of 300 hours per adult to help build their home and other Habitat homes.

The Path to Homeownership

Accepted applicants begin a journey of building their homes and learning financial management through Financial Peace University. Additional requirements include a clean criminal record and the ability to manage finances effectively.

Additional Requirements:

  • Residency in local counties for the past 12 months.
  • Two years of consistent employment.
  • No recent bankruptcies, with financial conditions improved if bankruptcy occurred within the last seven years.
  • Ability to open a TDECU account.

The Affordable Mortgage

Homeowners receive an affordable mortgage with payments capped at 30% of their income, ensuring other life necessities are manageable.

Financial Guidelines for Victoria County Residents:

  • 1 Person: $1,496 - $3,417
  • 2 People: $1,709 - $3,904
  • 3 People: $1,922 - $4,392
  • 4 People: $2,135 - $4,879
  • 5 People: $2,307 - $5,271
  • 6 People: $2,479 - $5,663
  • 7 People: $2,648 - $6,054
  • 8 People: $2,820 - $6,442

Join the Journey

Families in Victoria and surrounding counties are invited to apply for homeownership. A small application fee is required at the time of your application appointment.

Phone: 361-573-2511

Website: Golden Crescent Habitat for Humanity

Building a Brighter Future Together

Golden Crescent Habitat for Humanity builds more than homes; they build community strength and self-reliance, helping families break free from poverty. To learn more or join their mission, visit their website or call.

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